It’s natural to feel more cautious during periods of uncertainty, but waiting for the ‘right’ time can often mean missing out completely. Markets tend to recover, and investors who resist the urge to sell, often find that patience is rewarded. In fact, history shows some of the best investment days followed the worst days, although trying to predict when is notoriously difficult.

Only holding savings in cash means missing out on the potential upsides of investing. Fewer than one in three Gen X cash savers also invest in stocks, shares or mutual funds, which means their hard-earned cash continues to fall ever further behind the pace of inflation.

As cost-of-living pressures weigh on many households, building a retirement fund has understandably taken a back seat for many savers. The first step to taking control of your pension goals is to understand how much you will need in your retirement.

The UK's 'great wealth transfer' will see an estimated £5.5trn to £7trn passed down the generations in the next 30 years. As money, property, and assets are passed on through inheritance, gifts, and estate transfers, it is important to understand what this will mean for you.

By making average gifts of £7,500 per year, many kind-hearted family members are helping parents or children who might otherwise struggle with rising costs. However, this generosity can come at the expense of their own financial goals.

A concerning proportion of respondents did not know who would be their beneficiary ... even more worrying was the finding that a further 3% of respondents believed that the person nominated as their beneficiary might still be their ex-partner. ... Don't risk your pension falling into the wrong hands -- review your beneficiary regularly to ensure it reflects your current wishes and circumstances.

People in their 30s and 40s are falling into the 'protection gap', new research from HL suggests. Getting the right cover, though, is...

New research from Aviva has shone a light on the extent of pension knowledge gaps among UK adults. 53% of people believe they are knowledgeable about pensions but only 35% can correctly identify a defined benefit scheme and fewer understand what a defined contribution scheme is.

UK investors are showing renewed confidence, with last year marking a notable shift in sentiment – particularly among younger wealth-builders.

While we don't have a crystal ball to show us what changes will be made in the next Budget, we can make sure your financial strategies are working hard for you.

Since pension freedoms were introduced in 2015, many over-55s have been accessing their pensions without understanding the tax implications or seeking advice...many retirees risk running out of pension savings by their late 70s as a result of the so-called 'lottery effect'.

Although recently released ONS data did reveal that the UK budget deficit is currently on track to meet official forecasts, government concessions regarding the Welfare Bill inevitably look set to make the Chancellor’s Budget balancing act more challenging.

The demand for health insurance, income protection, and life insurance is expected to rise significantly in 2025. If you're considering protection insurance or want to review your existing cover to make sure it meets your current needs, now is the time to explore your options.

The disparities in wealth accumulation between generations are striking. Over the last two decades, UK household wealth has doubled relative to incomes, but older generations have benefited disproportionately. Talk to us about strategies for effective wealth transfer and long-term financial planning.

GDP unexpectedly rose by 0.7% in Q1 2025, driven by services, production and investment growth. The Bank of England cut interest rates despite inflation jumping to a 15-month high at 3.5%. The UK labour market shows weakness as payrolls drop and unemployment edges up to 4.5%.

Economic growth was stronger than expected in February, although more recent survey evidence suggests this pick-up may prove short-lived as economic headwinds threaten growth prospects.

13 million UK adults are sitting on £430bn of cash savings. A recent report suggests savers are "missing out" on earning better returns over the long term.

Rachel Reeves delivered her Spring Statement on 26 March, unveiling welfare cuts and spending reductions in order to balance the books ...

This year's Spring Statement saw UK growth estimates from the OBR halved in 2025.

A fifth of respondents to a survey have consistently spent more than they expected during their retirement . To avoid a retirement overspend