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RETIREMENT PLANNING

TAX & ESTATE PLANNING

Not only does the tax status of your wealth impact the resources available for the life you lead now, but it also affects the legacy you leave for loved ones. Left unchecked, your family could be left with considerable inheritance tax (IHT) bills on your death.

Eventually, we all need to ask the question: “what is the purpose of my wealth?” The answer informs every aspect of your financial planning. Whatever that purpose is, you need to have the right strategy in place to manage the tax you pay.

Blackmount Private Wealth can advise you on the most effective strategy to meet your objectives tax-efficiently. This can include a variety of options, some of which are high-risk and only suitable for sophisticated investors.

The most effective plans to manage tax and your estate are laid off early. Many of the useful tax reliefs require years to pass before they take full effect, so we recommend incorporating tax and estate planning objectives into your overall plans from the outset. 

We have all witnessed the impact unforeseen events can have on incomes and financial security. Whether it’s a financial crisis, global pandemic, or family illness, sometimes life throws us a curveball. All you can do is prepare.

Blackmount Private Wealth can advise you on the use of various tax-planning tools, such as:

EFFECTIVE USE OF PENSIONS AND TAX-ALLOWANCES

INVESTMENTS THAT QUALIFY FOR BUSINESS RELIEF (BR) OR ENTERPRISE INVESTMENT SCHEMES (EIS)

GIFTING DURING YOUR LIFETIME

LIFE ASSURANCE

TRUSTS

REFERRING YOU TO EXPERT WILL WRITERS

The value of investments can fall as well as rise. Growth is not guaranteed. 

The treatment of tax will depend on your personal circumstances. This may be subject to change and impact the benefits to you. 

The FCA does not regulate Inheritance Tax Planning, Tax and Trusts. 

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