As a business owner, your personal and business finances are often intertwined, but neglecting your personal financial planning can put your future at risk. From tax-efficiency to retirement planning, the right strategy ensures your wealth works for you, not just your business.

At the end of September, global markets delivered largely positive performances, with equities across major regions advancing and safe-haven assets strengthening. Gains were seen in UK, US, European and Japanese indices, while gold surged and oil prices stalled amid geopolitical tensions.

When planning for your financial future, choosing between an ISA (Individual Savings Account) and a SIPP (Self-Invested Personal Pension) can be a pivotal decision. Both offer tax advantages, but they serve different goals.

Retirement may feel like a distant milestone, but the earlier you start planning, the more confident and secure your future will be.

Introduction Using your pension to buy commercial property is one of the most tax-efficient strategies available to UK business owners...

Second quarter data released last month by the Office for National Statistics (ONS) confirmed that UK economic growth did slow between April and June after an unusually strong expansion during the first three months of the year.

Cloning scams are now the top fraud threat to people wanting to invest. There were 478 cases of firms being impersonated by fraudsters in the second half of 2024 alone. Nearly a quarter of these scams succeeded, costing investors £2.7m.

Financial independence means having enough income from your assets or investments to cover your desired lifestyle. It removes reliance on a pension. It gives you the flexibility to keep working if you want to, or to pursue hobbies, travel, or even launch a second career. Essentially, it’s about choice, not just having enough to get by.

Figures published last month by the Office for National Statistics (ONS) showed the UK economy unexpectedly shrank in May, while more recent survey evidence suggests output remained lacklustre at the start of the third quarter.