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Adapt to Transformation: How to invest through global change
Inflation expectations are no longer anchored at 2% targets, fiscal discipline is under pressure and long-term growth trajectories are shifting. Against this backdrop, markets are reacting more quickly to short-term data, as investors look to interpret what it signals for both near-term performance and longer-term outcomes.

Alex Shairp
2 days ago2 min read


Review of the UK Economy in December 2025
The UK economy grew slightly in August, while survey data points to a more recent improvement in business conditions.

Admin
Jan 86 min read


Gen Z and Millennials: Betting on Inheritance?
Retirement might feel like a distant concern when you're in your twenties or thirties, but starting early is the key to financial freedom later in life. The sooner you begin saving, the bigger your pension pot will be when you retire

Alex Shairp
Dec 29, 20252 min read


Life Insurance in the UK: Time to Close the Gender Gap
Women are falling through the cracks when it comes to life insurance. A recent report revealed that one-third of women do not have a life insurance policy, compared with 16% of men. That means women are twice as likely to be uninsured. The significant gap needs attention.

Alex Shairp
Dec 22, 20252 min read


How Hybrid Working is Changing Retirement Planning in the UK
Hybrid working has become increasingly popular since the pandemic. In fact, 28% of British adults worked both in the office and at home during the first quarter of 2025. Employees aged 30-49 are the most likely to embrace hybrid work, followed closely by those aged 50-60 (according to ONS data). Gradually easing into retirement (such as working one to three days a week for a few years after age 66) can boost your pension pot by tens of thousands of pounds, according to recent

Alex Shairp
Dec 15, 20252 min read


Better Financial Decisions: Put your best foot forward
It's well known that being active, especially outdoors, helps us think more clearly. Research by Standard Life (2025) shows that 38% of UK adults consider major financial decisions while walking. Others said their best ideas came while on holiday (33%) or even in the shower (21%) ... It's often in these quieter moments that the big financial decisions become clearer.

Alex Shairp
Dec 11, 20252 min read


Review of the UK Economy in November 2025
The UK economy grew slightly in August, while survey data points to a more recent improvement in business conditions.

Alex Shairp
Dec 4, 20256 min read


Autumn Budget 2025
Chancellor of the Exchequer Rachel Reeves delivered her second Budget on 26 November, declaring “We are rebuilding our economy.” The fiscal update includes a series of new tax and spending measures – some of which had been announced or trailed prior to Budget day – described as “the right choices for a fairer, a stronger and a more secure Britain.” In total, the Budget will raise £26bn in taxes by 2029/30.

Alex Shairp
Nov 27, 20257 min read


Future proof your finances
Establishing robust financial foundations is essential in times of economic uncertainty and elevated living costs. Don't let current financial challenges derail your long-term planning. By taking time this autumn to review your pensions, savings and investments, you can feel more confident that your financial future is on track.
We can provide the support you need to move beyond short-term survival and build lasting financial resilience – helping you thrive with confidenc

Alex Shairp
Nov 24, 20253 min read


Autumn Budget 2025: Forward thinking
As the Autumn Budget fast approaches and speculation heats up about potential announcements, it's hard to know what to do with your finances (if anything) in advance of the key fiscal event. Useful things to think about could be the simple ones like maximising ISA contributions, assessing your current pension contributions and realising capital gains (if relevant to your individual circumstances).

Alex Shairp
Nov 10, 20252 min read


Review of the UK Economy in October 2025
The UK economy grew slightly in August, while survey data points to a more recent improvement in business conditions.

Alex Shairp
Nov 6, 20256 min read


Personal Financial Planning for Business Owners: Avoid Common Pitfalls
As a business owner, your personal and business finances are often intertwined, but neglecting your personal financial planning can put your future at risk. From tax-efficiency to retirement planning, the right strategy ensures your wealth works for you, not just your business.

Alex Shairp
Oct 6, 20255 min read


Review of the UK economy in September 2025
At the end of September, global markets delivered largely positive performances, with equities across major regions advancing and safe-haven assets strengthening. Gains were seen in UK, US, European and Japanese indices, while gold surged and oil prices stalled amid geopolitical tensions.

Alex Shairp
Oct 1, 20256 min read


ISA vs SIPP: Which is right for you?
When planning for your financial future, choosing between an ISA (Individual Savings Account) and a SIPP (Self-Invested Personal Pension) can be a pivotal decision. Both offer tax advantages, but they serve different goals.

Alex Shairp
Sep 29, 20253 min read


Retirement Planning: A step-by-step guide for 2025
Retirement may feel like a distant milestone, but the earlier you start planning, the more confident and secure your future will be.

Alex Shairp
Sep 22, 20255 min read


How to Buy Commercial Property with Your Pension (SIPP or SSAS) in the UK
Introduction Using your pension to buy commercial property is one of the most tax-efficient strategies available to UK business owners...

Alex Shairp
Sep 12, 20253 min read


Review of the UK economy in August 2025
Second quarter data released last month by the Office for National Statistics (ONS) confirmed that UK economic growth did slow between April and June after an unusually strong expansion during the first three months of the year.

Alex Shairp
Sep 2, 20256 min read


Investors warned as cloning scams surge
Cloning scams are now the top fraud threat to people wanting to invest. There were 478 cases of firms being impersonated by fraudsters in the second half of 2024 alone. Nearly a quarter of these scams succeeded, costing investors £2.7m.

Alex Shairp
Aug 27, 20252 min read


Is financial independence a better option than retirement?
Financial independence means having enough income from your assets or investments to cover your desired lifestyle. It removes reliance on a pension. It gives you the flexibility to keep working if you want to, or to pursue hobbies, travel, or even launch a second career. Essentially, it’s about choice, not just having enough to get by.

Alex Shairp
Aug 21, 20252 min read


Review of the UK economy in July 2025
Figures published last month by the Office for National Statistics (ONS) showed the UK economy unexpectedly shrank in May, while more recent survey evidence suggests output remained lacklustre at the start of the third quarter.

Alex Shairp
Aug 4, 20256 min read
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