OUR PROCESS
When you reach out to us for advice, we’ll offer an initial consultation. That lets you meet with a qualified professional free of charge.
This meeting allows you to explain why you need advice and decide whether Blackmount Private Wealth is the right fit. Your dedicated adviser will use the information provided to set out how we can help. The initial consultation is free.
If it is mutually agreed to work together, your adviser will explain the next steps and how much the chosen services will cost. You won’t pay anything until our fees have been agreed to in writing. We typically charge 1.5% of the assets being advised on.
Financial planning is never a one-time exercise. Your personal adviser can work with you over the long term to monitor, review, and maintain your plans. Our fees for ongoing advice are up to 0.79% of assets under our care.
OUR SERVICES
We provide independent financial advice. Our advisers have expertise in a range of areas, including:
TAX & ESTATE PLANNING
Not only does the tax status of your wealth impact the resources available for the life you lead now, but it also affects the legacy you leave for loved ones.
Left unchecked, your family could be left with considerable inheritance tax (IHT) bills on your death. ​
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By working with a financial adviser early, you're more likely to control who benefits from your hard-earned wealth.
The value of investments can fall as well as rise. Growth is not guaranteed. The treatment of tax will depend on your personal circumstances. This may be subject to change and impact the benefits to you. The FCA does not regulate tax, trusts, and some forms of Inheritance Tax planning.
FINANCIAL PLANNING
Every adviser at Blackmount Private Wealth is a professional financial planner. This sets us apart from those who make money by selling you products and investments.
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A financial planner advises you based on what you need to do to meet certain goals and objectives. We will recommend a suite of tax-efficient investments and financial products from the open market to make sure you have the best opportunity to realise those plans over the near term to distant future.
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Making a financial plan is personal. It needs to distil the things that are important to you into specific objectives and support these with the right financial tools. A financial plan should be strategic – looking to the future. It needs to be tactical and agile – changing with you over time. Our expert advisers spend time getting to know and understand you so we can collaborate on a plan that has a vision and leads you to make the most of your wealth.
Our financial advice is underpinned by Lifetime Cashflow Modelling so you can make the most informed choices. The recommendations we implement for you can be regularly reviewed and maintained so you stay on track.