INDEPENDENT FINANCIAL ADVISERS | GLASGOW | EDINBURGH | LONDON | SCOTLAND
You Have Something Valuable.
Let's Make the Most Of It.
Fee-based, independent financial advice for business owners building toward their exit and professionals planning for retirement. No hidden commissions. No product bias. Just advice that's right for you.
Independent Advice Built Around You
BUSINESS OWNERS
Working towards your exit? The sale of your business is likely the largest financial event of your life. We help you structure proceeds, minimise tax, and build a plan for what comes next.
PROFESSIONALS & FAMILIES
Building wealth, planning retirement, protecting your family. Our advisers work with senior professionals and high earners who want independent advice at every stage of life.
What Independent Advice Means
Many financial advisers are tied to a limited range of products or providers. As an independent firm, we are not. We assess the whole of the UK market to find what is right for you. And we are paid for advising you, not for selling financial products.
WHOLE OF MARKET
We compare products and providers across the entire UK market, not a restricted panel.
FEE-BASED
Our fees are agreed with you upfront. Any commissions that we might receive are disclosed so they can't influence our advice.
YOUR INTERESTS FIRST
We are bound by the FCA's Consumer Duty. Your financial success is our only objective.
Transparent Fees. No Surprises.
You should know what advice costs before you commit to anything. Our fees are agreed with you at the outset and are stated clearly in writing.
FINANCIAL PLANNING
From £1,500
Comprehensive review of your financial health, lifetime cashflow planning, and a written financial plan with product suitability reports.
Includes recommendations for pensions, investments, and protection products.
AT-RETIREMENT ADVICE
From £3,500
Financial planning plus pension options, retirement income planning, and drawdown or annuity advice.
Includes pension consolidation, assessment of income sustainability, investment strategy, and more.
ESTATE PLANNING
From £5,000
Financial planning plus Inheritance Tax (IHT) planning, trust structures, and intergenerational wealth transfer.
Includes recommendations for tax-efficient investments, collaboration with other professionals, and more.
Most clients choose an ongoing service, which includes regular reviews, portfolio management, and priority access to your adviser. Ongoing fees are agreed separately and explained in our Key Facts document. Download our Key Facts
The value of investments and pensions and any income from them can fall as well as rise. You may not get back the full amount invested. Drawdown pension plans (unsecured income) are complex and are not suitable for everyone. Pension decisions can affect your income for the rest of your life (and that of any partner and other dependants). Where benefits are accessed on a flexible basis, these are not fixed or safeguarded for life. If security of income is important to you then you should consider purchasing an annuity or taking a scheme pension to provide a secured level of income. The Financial Conduct Authority (FCA) does not regulate cashflow planning. Levels and bases of, and reliefs from, taxation are subject to change, and their value will depend upon personal circumstances. Please note that the FCA does not regulate some aspects of estate or tax planning or trust advice.
What Our Clients Say
“Alex has guided me through the financial planning process with professionalism, patience, and clear explanations. What initially felt daunting became much more manageable”
“Qasim has been nothing short of excellent. Everything has been explained in a way I understand and I feel settled and secure that my future has been taken care of.”
Getting Started Is Simple
FREE CONSULTATION
1
We meet to discuss your goals, understand your situation, and decide whether we are the right fit for each other. There is no obligation and no charge for the initial meeting.
Our fees for advising you will be explained and put in writing before any work starts.
2
YOUR FINANCIAL PLAN
We build a tailored financial plan based on your objectives. We clearly explain our recommendations to help you achieve your goals and objectives, set out any costs involved, and give you time to consider everything before implementing the advice.
3
ONGOING PARTNERSHIP
Most clients choose to work with us on an ongoing basis. Monitoring of your investments, regular reviews, annual meetings, and a responsive adviser who knows your situation and is available when you need them. Everything you need for financial peace of mind.
