BLACKMOUNT PRIVATE WEALTH
As Independent Financial Advisers (IFA) based in Glasgow, we specialise in giving unbiased advice that helps you navigate the complex world of wealth management. Blackmount Private Wealth can help you lead the life you want now and leave a legacy for the generations to come.
Our guiding mission is to collaborate with and inspire our clients to attain their financial goals. We believe this can be done while benefitting you, your family, and society.
We take a person-centred approach to financial planning and advice. This means you are placed at the heart of everything we do. Any products, investments, or strategies we recommend are designed to be the best for you and your family.
As independent financial advisers, we are not committed to any product providers so the recommendations we make are based on thorough research of the relevant UK financial services market.
Simplicity is important to us.
We make sure planning your finances and taking advice is enjoyable.
Our services centre around holistic financial planning with specific advice on:
This is personal. On the approach to retirement, your present and future lifestyle need to be considered and quantified. Our expert advisers sit down with you and talk through the various aspects of retirement, so we all understand and agree on what a good retirement looks like for you.
Retirement planning answers questions like:
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How much do I need to be comfortable?
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Should I consolidate my pensions?
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Is income drawdown right for me?
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Will my pension last throughout my retirement?
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Do I have enough to help my family after I'm gone?
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Should I be saving more?
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Can I get tax relief?
If your financial plan is a journey, investments are the fuel that powers your motion. Like with any journey, you are faced with endless options in terms of the destination, route, vehicle, and fuel. Our advisers recommend the best option for each of these according to your personal goals.
Taking investment advice allows you to invest with confidence and free up time so you can focus on doing what really matters to you in life.
Our Independent Financial Advisers make sure you:
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Invest in the right types of account (eg. Stocks & Shares ISA or pension)
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Take the right amount of risk with your portfolio
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Diversify your investments correctly
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Stick to a plan and don't trade investments reactively
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Select the right investment strategy for your financial objectives
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Invest tax-efficiently.
We have all witnessed the impact unforeseen events can have on incomes and financial security. Whether it’s a financial crisis, global pandemic, or family illness, sometimes life throws us a curveball. All you can do is prepare. Our advisers will ensure you, your family, and/or your business have suitable protection in place against life’s uncertainties.
Our Independent Financial Advisers will identify the type of life insurance policy or cover you need to be financially secure, and research the UK market to get you the best deal.
You need to have the right strategy in place to manage the tax you pay. Not only does the tax status of your wealth impact the resources available for the life you lead now, but it also affects the legacy you leave for loved ones. Left unchecked, your family could be left with considerable inheritance tax (IHT) bills on your death.
Taking professional tax and estate planning advice will help you:
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Understand the tax rules and how they impact you
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Make the most of available tax allowances and tax reliefs
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Structure your wealth, assets, and income to be tax efficient
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Be proactive about tax
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Find other experts where needed.
The value of investments can fall as well as rise. Growth is not guaranteed. The treatment of tax will depend on your personal circumstances. This may be subject to change and impact the benefits to you. The FCA does not regulate Inheritance Tax Planning, Tax and Trusts.
Blackmount Private Wealth is an inclusive business. We recognise that you can benefit from impartial, expert financial advice.
If you feel the need to develop a financial plan, maximise your wealth, and make a difference in the lives of you and those around you – let’s talk about becoming a client.